401k Advisory Services
Bolt Financial Group is a Registered Investment Advisory Firm which means we work exclusively for you – not a company selling investment products.
Fees
We are paid exclusively on a fee only basis. Our 401(k) advisory fee is an asset based management fee. We do not accept any compensation from any third party or service provider, our only compensation is what is disclosed to the plan sponsor and participants in the form of our asset based management fee.
Services
We serve more deeply. In addition to benchmarking your current 401(k) plan and providing ongoing plan review, we educate plan participants about plan distribution alternatives, provide retirement cash flow analysis, and, whenever necessary, consult with retirees regarding investment asset allocation.
Why chose Bolt Financial Group to assist with your 401(k) plan?
As an employer and sponsor of a 401(k) plan, your company has a fiduciary duty to its participants. This means you must select the appropriate service provider(s) at a reasonable cost, determine the optimal plan design provisions, choose and monitor investments, keep up with the new legislative changes, ensure your plan is administered properly, and educate and inform plan participants. The goal is to administer a retirement plan that inspires employees to reach their retirement dreams, while helping you recruit and retain valuable team members.
Your employees deserve more than "one-size-fits-all" savings and investment advice.
Our 401(k) services provide personalized advice while providing access to a wide range of investment options. All at a cost typically lower than your current 401(k).
How We Work
We understand strategies evolve as lives change. Participants will receive a personalized savings and investment strategy based on their own unique set of information, including risk tolerance analysis. Each participant’s investment mix is reviewed quarterly and adjusted if needed.
A unique plan design is one of the most ideal combinations for helping participants achieve better outcomes based on their individual risk tolerance.